One of my favorite water sports in Texas in the summer is tubing. For someone who isn't athletically inclined, it's fairly easy and doesn't require much work. I simply make sure I'm secure on the tube, hold on tight, then feel the rush of adrenaline as I ride the waves! It's exciting and unpredictable because I never know if I'll stay on my tube or fall off into the water (I usually end up falling in), and it forces me to brush up on my swimming skills. It's even more fun if I'm with a partner and we're in competition to see who can hold on the longest!

Usually when I'm tubing, I'm never concerned about safety because I'm with experienced boaters and other people who have been tubing for quite some time. However, there's no such thing as being too safe.

If you're a first-time rider or just need a refresher, keep these safety tips in mind the next time you are getting ready to jump on a tube!

• Get familiar with your equipment. Make sure you know the size and weight your tubing equipment can carry. It is also important to know if the manufacturer has any recommendations for age limits, the number of riders, or safe towing speeds.
• Make sure the tow line is secure. Always double-check the tow line to confirm it is securely tightened before you take off. If you see any signs of wear and tear on the rope, it needs to be replaced. Don't risk it!
• Designate a spotter. Since the boat driver is focusing on the water ahead, choose another passenger who can watch the rider and communicate with the driver. The spotter will look out for accidents and let the driver know when someone falls off the tube. It is also a good idea for the spotter and rider to go over hand signals for speeding up, slowing down, and stopping.
• Consult the tube rider before you start. The driver and rider should have a chat beforehand so there aren't any surprises on the water. The rider should let the driver know what their limits are and how fast they are comfortable going. If there is more than one person riding, they should know how to position themselves on the tube so their weight is distributed evenly. This will help the ride go a lot smoother!
• Be cautious around wakes. The driver should always slow the boat down when crossing a wake. Driving through wakes at high speeds can be fun and bouncy, but it puts the rider at risk for serious injuries, especially if they are laying on their stomach.
• Wear proper safety gear. Regardless of the rider's age and swim level, they need to wear a life jacket. Make sure it's securely fastened so there's no chance it will slip off if they fall into the water.
• Know your surroundings. During the busy summer months, the water will most likely be packed with other boats. Before you begin tubing, the driver should find an area with open water you can claim for yourself. The entire experience will be a lot safer and more fun for all involved!

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Lastly, enjoy the thrills and have fun! Tubing is a great family activity because it can be appropriate for all ages, and just as fun as water skiing or wakeboarding. If you've never gone before, I hope your mind is at ease and you feel prepared for what's to come. Stay safe out there!

 Content provided by Foremost.com

*https://www.discoverboating.com/resources/water-tubing-tips-boat-safety-tips-for-water-sports-tubing

Every first Saturday in May, the world turns its eyes to Louisville, Kentucky, for the thrilling spectacle of the Kentucky Derby. Known as "The Most Exciting Two Minutes in Sports," this prestigious horse race has captivated audiences since its inception in 1875. The Kentucky Derby is not just about the race; it’s an entire experience steeped in tradition. 

The event kicks off with the "Run for the Roses," named for the iconic garland of roses awarded to the winning horse. Attendees are encouraged to don their best attire, and the elaborate hats worn by many women have become a timeless and delightful part of the Derby experience. 

Aside from the fashion and festivities, the Derby serves as a showcase for some of the finest thoroughbreds in horse racing. The road to the Derby includes a series of qualifying races, where horses vie for points to secure their spot in this elite event. Once the gates open, spectators and fans hold their breath as they watch these incredible athletes thunder down the track, each vying for glory. 

The atmosphere at Churchill Downs is electric, with live music, delicious food, and, of course, the chance to experience the thrill of betting on your favorite horse. Whether you’re a seasoned racing fan or a newcomer to the sport, the Kentucky Derby offers something for everyone. As the excitement wraps up each year, the Derby reminds us of the rich heritage of horse racing and the joys of community celebration. 

Whether you attend in person or watch from home, the Kentucky Derby continues to be a cherished tradition that unites fans in the heart of springtime. So, mark your calendars and get ready for a day filled with speed, style, and unforgettable moments!

If you're a music lover, you rejoice in the summertime. That's because it's a spectacular concert season! Music festivals and outdoor concerts abound, offering some of the best opportunities to experience your favorite music live. But this is no secret. In fact, according to Billboard.com 32 million people attend at least one U.S. music festival every year, and most of these festivals are in the summer.

If you're planning on attending music festivals this summer, you probably don't want to think about safety when you're dancing and singing along to your favorite songs. That's why it's important to plan ahead and be prepared. Here are some ways you can make the most of your summer concert experiences!

Always wear sunscreen.
You should apply sunscreen before you head out for the day, but you should also consistently reapply every two hours. It's easy to forget to take care of your skin when you're experiencing a live show, so carry sunscreen with you at all times. You don't want a bad sunburn to ruin the fun!

Bring plenty of food and water.
The energy and excitement in great live music is uncontainable. Cheering, jumping and dancing during a show is physically exhausting, but you typically don't notice until it's over. That's why it's important to be nourished and hydrated. Drink plenty of water beforehand, and carry water and healthy snacks with you. Some festival-goers wear hydration backpacks that typically hold between two to three liters of water, and they have room to store energy bars and other snacks to keep you fueled throughout the day.

Pack the right toiletries.
Music festivals are usually sweaty, dirty and smelly…but totally worth it! With toiletries, you should aim to be practical, not glamorous! This is especially true if you will be camping onsite for an entire weekend. Consider packing items like tissues, sanitizing wipes, facial wipes and hand sanitizer.

Think twice about electronics.
You might want to reconsider bringing your tablet or a fancy camera. Outdoor concerts can have mud, heat and rowdy crowds—all increasing the likelihood that your electronics will be broken, lost or stolen. However, it may be useful to bring a watch, flashlight, your cell phone and a portable battery to charge it.

Go with a group.
Live music can be much more fun with friends to share it with! Attending shows in a group is also much safer. Concert buddies are extremely helpful in emergency situations and can help if you get lost, sick or injured. If you want to split into small groups, ensure everyone understands the plan.

Be strategic with your vehicle.
Plan where you'll park so you can choose a convenient location and save time when you first arrive. If you're camping at a festival, you can use your car as a place to store valuables, but don't leave food, toiletries, medications, electronics or other items that can't withstand great heat.

Keep your eye on the weather.
Be attentive and frequently check weather forecasts both before and during the event. You'll want to pack clothing that's appropriate for the weather, but it never hurts to bring blankets, rain jackets or other alternatives. While at the event, check to ensure there aren't upcoming thunderstorms or heat waves.

Plan your schedule carefully.
When you're at a weekend-long music festival, your excitement may cause you to forget that you can't do it all. Shows take a lot of energy, and it's unrealistic to plan on rushing to see every band. Instead, prioritize your favorites and plan for time to eat, sleep and take breaks between shows.

You may not be as jazzed about safety as you are about experiencing an incredible live show, but you can't have one without the other. These tips are just a few ways you can be safe and fully enjoy your time at every concert you attend this summer.
 
Looking for A Better Insurance Experience? Get a quote today by calling 936-327-4364 to speak with a licensed agent in our office.

Content courtesy of Foremost.com

Moles don't come above ground often. But when they do, they make their presence known. Unfortunately, the renovations they make aren't always the most desirable.

Moles dig up dirt to create tunnels and to find insects. This can damage your grass and any plants you may have nearby.

If you start to see mounds of dirt scattered around your lawn, there's a good chance you have a mole infestation. If you want to know how to get rid of moles in your yard, you may find some helpful tips in this article.

1. Get rid of their food source.Moles love eating insects. So, eliminating them from your yard can stop moles from wanting to visit. After all, who likes visiting places with no food?
   Insecticides are a great way to keep your yard bug-free. However, they can kill your grass if used incorrectly. Be sure to pay close attention to the instructions.
   
2. Try home remedies.Castor oil can be a great way to get rid of moles in your yard. Apparently, castor oil upsets their digestive tracts. Home Depot and other online sources note that castor oil does not kill moles, however.
   To create a castor oil-based mole repellant, it's suggested to mix three parts castor oil with one part dish soap. Then, add four tablespoons of the mix to a gallon of water.
   Pouring the mix into the entrance of the moles' tunnels will encourage them to leave, since they can't stand the castor oil.
   If you don't want to create a repellant mix yourself, you may find that buying one is a great alternative.
   
3. Use plants and rocks to create barriers.Plants like daffodils and marigolds produce a scent that's said to deter moles. They look good too, which can make the investment well worth it for some people.
   You can also dig trenches near the area the moles like to hang out, then fill them with rocks. The rocks are likely to stop the moles in their tracks and send them back the way they came.
   
4. Irriate them.Moles like areas that are peaceful and quiet. Any disturbances can cause them to flee. There are sonic spikes you can insert into the ground that use electronic pules to create sounds moles hate to hear.
   If you have any pets, you can also have them treat the moles holes with urine. It may sound wild, but the scent can do a great job of making moles leave.
   It's also one of the least invasive methods on this list, so it may be worth a try.
   
5. Trap and release.There are traps you can use to capture moles without killing them. This is called a trap and release. If you opt for one of these, be sure to carefully read the manufacturer's instructions to ensure the safety of all parties involved.
   
   Each of these methods is a potential solution for handling mole activity. Please use your best judgement in determining the best way to get rid of moles from your lawn.
   
   Once you succeed in removing the moles, you may have some patching up to do. If so, you may be interested in our list of front yard landscaping ideas.
   

If you're looking for A Better Insurance Experience®, you can get a quote with Foremost® today!

I always look forward to the warm weather that summer brings, but when I'm dreaming of sunny days, I usually forget how difficult it can be to adapt to the heat. Rising temperatures can make even those with the sunniest dispositions rather grumpy. During times when you're sweating and baking in stifling heat, you want your house to be a cool, comfortable oasis, not a sweltering prison.

In these situations, your air conditioner can save the day. So here are several tips to make sure your air conditioning unit is working efficiently and effectively:

• Be sure your air conditioner is properly sized for your home.
• Avoid air conditioning unused rooms.
• Ensure that your air ducts are properly sealed and insulated.
• Provide shade for the outside half of your air conditioner.
• Clean your air conditioner's air filter at least once a month to increase the air flow.

A well-functioning air conditioner is great for surviving the summer heat. But constantly keeping one running uses a lot of energy and raises monthly electric bills. To cut down on energy usage, it's a good idea to have a few alternatives for beating the heat. Here are 10 ideas for staying cool in your home during the summer without air conditioning:

1. Cook your meals outside on a grill instead of preparing food with an indoor stove or oven.
2. Open the windows and let the cooler nighttime air in before you go to bed.
3. Turn on bathroom fans after you take a shower and turn on the exhaust fan in your kitchen after you cook. This will blow away the hot air that is created by both activities.
4. Unplug your electronics when they are not in use. Even if they are turned off, your gadgets will produce heat when they are plugged in.
5. Make sure your house is properly insulated. A well-done insulation project will keep your home cool in the summer as well as warm in the winter.
6. Plant trees around your home to create shade.
7. Refrain from using appliances like dishwashers until cooler parts of the day.
8. Sleep with cotton bed sheets instead of satin, silk or polyester. Cotton is lightweight and will allow for much more airflow.
9. Be creative and experiment with fans. Try facing box fans out the windows so they push away hot air, or make a DIY air conditioner by placing a pan or bowl of ice in front of a fan.
10. Turn off the lights as often as you can. Light bulbs give off heat, so try to use them minimally and take advantage of summer's longer daylight hours.

These ideas may be exactly what you need to keep your home cool in the summer. Making sure you and your family are comfortable at home is the first step to making the most of this wild and wonderful season!

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